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Employer Code of Conduct: Law
The new government of President Javier Millay has issued Decree of Emergency Necessity (DNU) No. 70/2023, introducing fundamental reforms to loosen the rules governing the country’s economy. Among other changes, this Decree amends the legal framework for employee health benefits by allowing health care providers to participate in the system of compulsory medical institutions (social work). Employees receive medical care through union or nonunion membership. social work (for unionized or non-unionized employees, respectively). Medical insurance can be supplemented under a private health plan through a private health care provider.
key details
The main health-related changes under the DNU that will take effect on December 29, 2023 are:
- All new employees covered by a collective bargaining agreement (CBA) may change health care providers from the start of employment. Under the previous regulations (effective July 2021), employees eligible for the CBA were: social work I had to wait a year before I could change my work activity sector. During this time, compulsory health insurance contributions for employees and employers were designated only to assigned personnel. social work.
- Prepaid pharmaceutical companies (prepaid drug companies – EMPs) are private healthcare providers that offer voluntary prepaid insurance plans and currently social work administration. If the EMP decides to do so, the insured can designate that mandatory employee and employer medical contributions be paid directly to her EMP. Previously, all medical donations had to go through the following process: social work first, social work It acts as an intermediary between the employee and the EMP, covering expensive and complex treatments while retaining a portion of the contributions.
- Premium amounts for private medical plans can now be freely set by EMP and EMP. social work. The government will no longer be able to consider or override premium increases.
- EMPs who choose to participate are social work Businesses that implement the scheme and receive healthcare contributions directly must direct 20% of mandatory employer and employee healthcare contributions to the Solidarity Redistribution Fund, which helps finance the healthcare scheme. . social work They are required to divert a portion of the compulsory contributions they have already received (i.e. 15% and 20% regardless of whether they are unionized or not). social workrespectively) to the fund.
- Plus, EMP appears to be on board. social work Plans must divert a further 20% of the difference between the total premiums received and the compulsory contributions ( social work do).
The decree also includes amendments to labor laws that generally weaken workers’ rights. However, the Labor Court ruled that these changes would require parliamentary approval to come into force (which seems unlikely) and halted them indefinitely. The government is appealing this ruling to the Supreme Court.
Impact on employers
In principle, health reform aims to improve competitiveness among health care providers and address the inflation problem plaguing the health sector and the economy as a whole. However, participating in social work This regime comes with increased EMP costs. Few, if any, people seem to be doing that. Nearly 90% of the companies surveyed offer EMP and combined care and provide medical insurance above the legal minimum. social work (54%) or EMP only (45%). After the DNU went into effect, the EMP moved quickly to increase premiums, and employers are encouraged to review their health plans and evaluate cost increases with their health care providers.If a contracted EMP joins the system social workEmployers should ensure that the medical services and benefits covered by their private health plan include all services and benefits currently covered by insurance. social work.
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